CLEAR WATER HOMES

NEW Utah Program

Pays To Finish

Your Basement

When You Turn It

Into A Rental Unit

Up to $75,000 in Project Funding For Qualified Homeowners

Turn your unused basement into a rental— without paying for construction or dealing with management.

Turn your unused basement into a rental—

without paying for construction or dealing

with management.

We Help Utah Homeowners

Unlock new revenue streams by financing the conversion of

basement spaces into rental units at no initial cost

What You Get

  • Steady Monthly Income: Enjoy a new source of income without any upfront investment.

  • Increased Property Value: Enhance the overall value of your home.

  • No Financial Risk: We cover all costs, eliminating any financial burden on you.

  • Peace of Mind: Benefit from professional management without lifting a finger.

What We Handle

  • Full Financing: We pay for all construction and renovation costs to transform your basement.

  • Professional Property Management: We take care of tenant screening, rent collection, and maintenance.

  • Legal and Regulatory Compliance: We handle all permits and ensure the property meets local codes.

  • Marketing and Leasing: We advertise your rental and secure reliable tenants.

We Help Utah Homeowners

Unlock new revenue streams by financing the conversion of basement spaces into rental units at no initial cost

What You Get

  • Steady Monthly Income: Enjoy a new source of income without any upfront investment.

  • Increased Property Value: Enhance the overall value of your home.

  • No Financial Risk: We cover all costs, eliminating any financial burden on you.

  • Peace of Mind: Benefit from professional management without lifting a finger.

What We Handle

  • Full Financing: We pay for all construction and renovation costs to transform your basement.

  • Professional Property Management: We take care of tenant screening, rent collection, and maintenance.

  • Legal and Regulatory Compliance: We handle all permits and ensure the property meets local codes.

  • Marketing and Leasing: We advertise your rental and secure reliable tenants.

How the Process Works

A guided path from basement to key‑ready ADU.

  1. Quick Pre-Qual (60 Seconds): Tell us about your home and goals; see if you’re a

    good fit for up to $75k in funding.

  2. Feasibility & Plan: We assess ceiling height, egress, utilities, and zoning, then

    propose a layout, budget, and timeline.

  3. Funding Support: We help you access up to $75,000 in project funding through our

    partners (subject to eligibility and approval).

  1. Permits & Build: We coordinate with licensed pros to secure permits and complete

    construction to code.

  2. Ready to Rent: We provide a move‑in checklist and optional lease templates and

    renter‑readiness tips.

Typical projects range 8–20 weeks post‑permit depending on scope.

How the

Process Works

A guided path from

basement to key‑ready ADU.

Quick Pre-Qual

(60 Seconds):

Tell us about your home and goals; see if you’re a good fit for up to $75k in funding.

Feasibility & Plan

We assess ceiling height, egress, utilities, and zoning, then propose a layout, budget, and timeline.

Funding Support

We help you access up to $75,000 in project funding through our partners (subject to eligibility and approval).

Permits & Build

We coordinate with licensed pros to secure permits and complete construction to code.

Ready to Rent

We provide a move‑in checklist and optional lease templates and renter‑readiness tips.

Why A

Basement ADU?

Make your space work

harder for you.

  • New monthly income: Create a rental unit that can offset your mortgage.

  • Boost property value:

    A legal, permitted ADU is a high‑value improvement.

  • Tenant‑ready design: We help plan layouts renters love—light, storage, privacy.

  • Less construction hassle: we orchestrate the process so you don’t have to.

Why A Basement ADU?

Make your space work harder for you.

  • New monthly income: Create a rental unit that can offset your mortgage.

  • Boost property value:

    A legal, permitted ADU is a high‑value improvement.

  • Tenant‑ready design: We help plan layouts renters love—light, storage, privacy.

  • Less construction hassle: We orchestrate the process so you don’t have to.

About The Funding (Up to $75,000)

The capital to get you to the finish line.

Qualified homeowners may access up to $75,000 in project funding to cover design, permits, materials, and construction.

Terms depend on program and partner. AHA helps match you to options that fit your budget and timeline.

Funding availability, terms, and eligibility vary; all construction must meet local codes and permitting requirements.

What Funding Can Cover

What Funding Can Cover

  • Layout/design & drawings

  • Egress windows/doors

  • Framing, insulation, drywall

  • Electrical & plumbing upgrades

  • Kitchenette & bath build‑out

  • Flooring, lighting, finishes

  • Permits and inspections

FAQ

Answers to common questions.

Is the $75,000 a grant or a loan?

It depends on your eligibility and partner programs. We’ll walk you through options, terms, and

next steps.

How long does it take?

Plan/design and permitting typically take several weeks, followed by construction. Many

projects complete in 8–20 weeks after permits, depending on scope and inspections.

Do I need permits?

Yes. Legal ADUs require permits and inspections. We support you through that process.

What building requirements matter most?

Egress, ceiling height, fire/sound separation, electrical/plumbing, and local zoning rules. We’ll

confirm what applies to your home.

Can you help with renting?

We share best‑practice lease templates and renter‑readiness tips. You choose how to

manage tenants.

Will this raise my property taxes or insurance?

Improving your home can affect taxes and insurance. We recommend checking with your

provider and local assessor.

Is Clearwater Homes a contractor or a lender?

Clearwater Homes coordinates your ADU journey and connects you with licensed contractors and lending partners. We are not a lender and do not provide legal or tax advice.

CLEARWATER HOMES

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